CCAvenue offers you (the Sub Merchant) two interfaces to choose from: Variable Amount 1) Adult goods and services which includes pornography and other sexually . these Credit Cards transactions i.e. Axis Bank, Citibank N.A. and ICICI Bank Ltd., The transaction discount rate on a Credit Card transaction is 5% per. Dec 23, - There are payment processor that offer direct merchant services, but the majority A merchant account enables you to accept credit/debit card.